How to Get Cash From ATM Without Card Wells Fargo

How to Get Cash From ATM Without Card Wells Fargo

Wells Fargo is one of the largest banking institutions in the United States, offering a wide range of financial services to its customers. One of the convenient features that Wells Fargo provides is the ability to withdraw cash from an ATM without using a physical card. This can be particularly useful in situations where you may have forgotten or lost your card, or simply prefer not to carry it with you. In this article, we will guide you through the process of getting cash from an ATM without a card at Wells Fargo.

1. Enroll in Wells Fargo Online Banking: To use the cardless ATM feature, you need to have an active Wells Fargo online banking account. If you don’t have one, visit the Wells Fargo website and sign up for an account.

2. Download the Wells Fargo Mobile App: Install the Wells Fargo mobile app on your smartphone or tablet from the App Store or Google Play Store.

3. Sign in to the Mobile App: Open the Wells Fargo mobile app and sign in using your online banking credentials.

4. Navigate to the Card-Free ATM Access Feature: Once you’re logged in, locate the “Card-Free ATM Access” feature within the app. It is usually found under the “Account Services” or “More” tab.

5. Request a One-Time Access Code: Select the account from which you wish to withdraw cash and request a one-time access code. This code will be valid for 30 minutes and can only be used at a Wells Fargo ATM.

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6. Enter the Access Code: Go to a Wells Fargo ATM and select the “Card-Free Access” option. Enter the access code you received on your mobile app and follow the on-screen prompts to withdraw cash.

7. Collect Your Cash: Once the transaction is complete, the ATM will dispense the requested amount of cash. Remember to take your cash and any receipts before leaving the ATM.


1. Is there a fee for using the cardless ATM feature at Wells Fargo?
No, Wells Fargo does not charge any additional fees for using the cardless ATM feature.

2. Can I use the cardless ATM feature at any Wells Fargo ATM?
Yes, you can use this feature at any Wells Fargo ATM that supports cardless access. Look for the cardless ATM symbol on the machine.

3. Is there a maximum limit for cardless ATM withdrawals?
Yes, the maximum limit for cardless ATM withdrawals is $300 per day.

4. Can I use the cardless ATM feature internationally?
No, the cardless ATM feature is only available for domestic ATM withdrawals within the United States.

5. Can I cancel a cardless ATM transaction?
Yes, you can cancel a cardless ATM transaction at any time before entering the access code.

6. What should I do if I lose my mobile device?
Contact Wells Fargo immediately to disable the cardless ATM feature on your account and protect your funds.

7. Are cardless ATM transactions secure?
Yes, cardless ATM transactions are secure as they require a unique one-time access code that is sent directly to your mobile device.

In conclusion, Wells Fargo’s cardless ATM feature provides a convenient and secure way to withdraw cash without a physical card. By following the steps outlined above, you can easily access your funds using your mobile device and the Wells Fargo mobile app.