How to Use PayPal Credit in Store Without Card: A Convenient Payment Option
PayPal has revolutionized the way we make online payments, but did you know you can also use PayPal Credit in physical stores without a physical card? PayPal Credit is a convenient and flexible payment option that allows you to make purchases and pay over time. In this article, we will guide you on how to use PayPal Credit in-store without a card, and provide answers to some frequently asked questions.
Using PayPal Credit in-store without a card is a simple process that requires a few steps. Here’s how you can do it:
1. Set up PayPal Credit: If you don’t already have a PayPal Credit account, you’ll need to sign up for one on the PayPal website. The process is quick and straightforward.
2. Link your PayPal Credit account: Once you have a PayPal Credit account, link it to your PayPal account. You can do this by logging into your PayPal account, going to the Wallet section, and clicking on “Link a card or bank.” Select PayPal Credit from the options and follow the instructions to link the accounts.
3. Enable in-store purchases: To use PayPal Credit in-store, you need to enable in-store purchases. To do this, log into your PayPal account, go to the Settings section, and select “Enable In-Store Checkout.” Follow the prompts to complete the process.
4. Make a purchase: When you’re ready to make a purchase in-store, inform the cashier that you would like to pay with PayPal. They will provide you with a unique four-digit code and a PIN.
5. Enter the code: On your PayPal app, tap on “Pay” and select the “In-store” option. Enter the unique code provided by the cashier and your PIN. The app will generate a unique QR code.
6. Show the QR code: Show the QR code on your app to the cashier, who will scan it using their payment terminal. The payment will be deducted from your PayPal Credit account.
7. Confirm the payment: After the transaction, you will receive a confirmation on your app and via email. It will show the amount paid and the remaining balance on your PayPal Credit account.
FAQs about Using PayPal Credit in Store Without Card:
1. Can I use PayPal Credit in any store?
PayPal Credit is accepted in most stores that accept regular PayPal payments. However, it’s always a good idea to check with the store beforehand.
2. Do I need an internet connection to use PayPal Credit in-store?
Yes, you will need an internet connection to generate the QR code on your PayPal app.
3. Can I use PayPal Credit in-store without a smartphone?
Unfortunately, PayPal Credit in-store payments require the use of a smartphone with the PayPal app.
4. Can I use PayPal Credit for online purchases?
Yes, PayPal Credit can be used for both online and in-store purchases.
5. Are there any fees or interest charges for using PayPal Credit?
PayPal Credit offers promotional financing options, and interest charges may apply if you don’t pay off the balance within the promotional period. Check PayPal Credit’s terms and conditions for more information.
6. How can I check my PayPal Credit balance?
You can check your PayPal Credit balance by logging into your PayPal account and going to the Wallet section.
7. Can I return items purchased with PayPal Credit?
Yes, you can return items purchased with PayPal Credit, but the refund will be credited back to your PayPal Credit account.
Using PayPal Credit in-store without a card offers a convenient and secure payment option. By following a few simple steps and enabling in-store checkout on your PayPal account, you can enjoy the flexibility and benefits of using PayPal Credit for your in-store purchases.