What Companies Use Progressive Finance

What Companies Use Progressive Finance

Progressive Finance is a well-known lease-to-own program that allows customers to purchase products and pay for them over time. This payment option is especially popular among consumers who may not have access to traditional credit options or prefer a flexible payment plan. Many companies across various industries have partnered with Progressive Finance to offer this financing option to their customers. Let’s explore some of the companies that use Progressive Finance and how this program benefits both businesses and consumers.

1. Furniture Retailers: One of the most common industries that offer Progressive Finance is furniture retail. Companies like Ashley HomeStore, Rooms To Go, and American Freight Furniture provide customers with the option to finance their purchases through Progressive Finance. This allows customers to furnish their homes without having to pay the full amount upfront.

2. Electronics Retailers: Companies like Best Buy and Aaron’s have also partnered with Progressive Finance to offer customers flexible payment options when purchasing electronics and appliances. This allows consumers to keep up with the latest technology without straining their budgets.

3. Jewelry Retailers: Jewelry stores such as Jared and Kay Jewelers have recognized the value of offering Progressive Finance to their customers. With this option, customers can purchase engagement rings, watches, and other fine jewelry without having to pay the full amount upfront.

4. Automotive Retailers: Progressive Finance has also made its way into the automotive industry. Companies like CarMax and DriveTime offer financing options through Progressive Finance, making it easier for customers to buy a car and spread out the payments over time.

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5. Mattress Retailers: Popular mattress retailers like Mattress Firm and Sleep Outfitters have partnered with Progressive Finance to provide customers with flexible payment options. This allows individuals to invest in a good night’s sleep without breaking the bank.

6. Home Improvement Retailers: Companies like Lowe’s and Menards offer Progressive Finance as a financing option for customers looking to make home improvements. This makes it more accessible for individuals to undertake renovations and upgrades.

7. Mobile Phone Retailers: Cell phone providers like Cricket Wireless and MetroPCS have also partnered with Progressive Finance to offer customers the ability to finance their mobile phone purchases. This is particularly beneficial for individuals who need a new phone but may not have the funds to pay the full price upfront.


1. How does Progressive Finance work?
Progressive Finance offers customers a lease-to-own program, allowing them to purchase products and pay for them over time. Customers make affordable weekly, bi-weekly, or monthly payments until the total amount is paid off.

2. What are the requirements to qualify for Progressive Finance?
To qualify, customers typically need to be at least 18 years old, have a valid ID, a steady source of income, and a checking account.

3. Does Progressive Finance require a credit check?
Progressive Finance does not require a credit check, making it an accessible option for individuals with no credit or poor credit history.

4. What are the benefits of using Progressive Finance?
The main benefit is the ability to purchase products and pay for them over time, even without traditional credit options. It also offers a flexible payment plan and quick approval process.

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5. Are there any fees or interest charged by Progressive Finance?
Yes, Progressive Finance charges fees and interest. The specific rates and fees vary depending on the retailer and the terms of the lease agreement.

6. Can I pay off my lease early?
Yes, customers can pay off their lease early without any penalties. This allows individuals to save on interest charges.

7. Can I return a product if I am not satisfied?
Returns are typically handled by the retailer, and the terms may vary. It’s important to familiarize yourself with the return policy of the specific retailer you purchased from.

In conclusion, Progressive Finance is a popular lease-to-own program used by various companies in industries such as furniture, electronics, jewelry, automotive, mattress, home improvement, and mobile phones. This financing option provides customers with the flexibility to make purchases and pay for them over time, even without traditional credit options. With its easy approval process and accessible payment plans, Progressive Finance has become a preferred choice for many consumers looking to manage their expenses while still enjoying the products they desire.